Example 419 Email Fraud 0921

Back to full index

From ???@??? Tue Aug 23 20:20:08 2005
X-Original-To: Isp402@dsl.Isp2.com
X-Envelope-To: Isp402@dsl.Isp2.com
Delivered-To: Isp402@dsl.Isp2.com
Received: from dragons.systems.Isp2.net (dragons.systems.Isp2.net [])
	by earthshaker.systems.Isp2.net (Postfix) with ESMTP id 15935E000089
	for ; Tue, 23 Aug 2005 20:20:24 +0100 (BST)
Received: from mailrunner.Isp5.co.uk (mailrunner.Isp5.co.uk [])
	by dragons.systems.Isp2.net (Postfix) with ESMTP id 6B83BE000089
	for ; Tue, 23 Aug 2005 20:20:23 +0100 (BST)
Received: from [] (helo=pop.Isp5.co.uk)
	by mailrunner.Isp5.co.uk with esmtp (Exim 4.51 #1 (Debian))
	id 1E7eJq-0005TW-KJ
	for ; Tue, 23 Aug 2005 15:20:22 -0400
Received: with MailEnable Postoffice Connector; Tue, 23 Aug 2005 15:20:09 -0400
Received: from o21081.com ([]) by Isp5.com with MailEnable ESMTP; Tue, 23 Aug 2005 15:20:07 -0400
From: Chen Qingxuan 
To: Email_addr20220@Domain.net
Reply-To: cheninxuan@yahoo.com.hk
Date: Tue, 23 Aug 2005 21:20:08 +0200
MIME-Version: 1.0
Content-Type: multipart/mixed; boundary="e983cb01-64f2-466a-bc98-120d8a9bc42d"
Message-Id: <20050823192023.6B83BE000089@dragons.systems.Isp2.net>

This is a multi-part message in MIME format

Content-Type: text/plain; charset=iso-8859-1
Content-Transfer-Encoding: quoted-printable

Chen Qingxuan
Lloyds TSB Pacific Limited
Hong Kong Branch

Thank you for giving me your time. Please be patient and read my email to =
I am a staff of Lloyds TSB Group attached in private Banking Services. I am =
contacting you concerning a customer and, an investment placed under our =
banks management 3 years ago, I contacted you independently of our =
investigation and no one is informed of this communication and I would like =
to intimate you with certain facts that I believe would be of interest to =
In 2000, the subject matter; ref: bb/tsb/bank/73 came to our bank to engage =
in business discussions with our Private Banking Services Department. He =
informed us that he had a financial portfolio of 8.35 million United States =
Dollars, which he wished to have us turn over on his behalf. I was the =
officer assigned to his case; I made numerous suggestions in line with my =
duties as the de-facto chief operations officer of the Private Banking =
Services Department, especially given the volume of funds he wished to put =
into our bank. We met on numerous occasions prior to any investments being =
placed. I encouraged him to consider various growth funds with prime ratings. =
The favored route in my advice to customers is to start by assessing data on =
600 traditional stocks and bond managers and alternative investments. Based =
on my advice, we spun the money around various opportunities and made =
attractive margins for our first months of operation, the accrued profit and =
interest stood at this point at over 10 million United States Dollars, this =
margin was not the full potential of the fund but he desired low risk =
guaranteed returns on investments.
In mid 2001, he asked that the money be liquidated because he needed to make =
an urgent investment requiring cash payments in Europe. He directed that I =
liquidate the funds and had it deposited with a firm in Europe. I informed =
him that our bank would have to make special arrangements to have this done =
and in order not to circumvent due process, the bank would have to make a 9.5 =
% deduction from the funds to cater for banking and statutory charges. He =
complained about the charges but later came around when I explained to him =
the complexities of the task he was asking of us. Cash movement across =
borders has become especially strict since the incidents of 9/11. I =
contacted my affiliate in Europe and had the funds available in main land =
Europe. I undertook all the processes and made sure I followed his precise =
instructions to the letter and had the funds deposited in a security =
consultancy firm, the firm is a specialist private firm that accepts deposits =
from high net worth individuals and blue chip corporations that handle =
valuable products or undertake transactions that need immediate access to =
cash. This small and highly private organization is familiar especially to =
the highly placed and well-connected organizations. In line with =
instructions, the money was deposited. He told me he wanted the money there =
in anticipation of his arrival from Norway later that week. This was the last =
communication we had, this transpired around 25th February 2002. In June last =
year, we got a call from the security firm informing us of the inactivity of =
that particular portfolio.This was an astounding position as far as I was =
concerned, given the fact that I managed the private banking sector I was the =
only one who knew about the deposit, and I could not understand why he had =
not come forward to claim his deposit. I made futile efforts to locate him I =
immediately passed the task of locating him to the internal investigations =
department of our bank. Four days later, information started to trickle in, =
that he was apparently dead. A person who suited his description was =
declared dead of a heart attack in Cannes, South of France. We were soon =
enough able to identify the body and cause of death was confirmed. The bank =
immediately launched an investigation into possible surviving next of kin to =
alert about the situation and also to come forward to claim his estate. In =
line with the internal processes for account holders who have passed away, an =
investigation was instituted in good faith to determine who should have right =
to claim this fund since the Depositor left no Next of kin or Will. This =
investigation has for the past months been unfruitful. Every continent has =
been scanned and also by means of private investigation affiliate companies =
to get to find any immediate relative and our search has been unfruitful and =
has now come to a close. It is this investigation that resulted in my being =
furnished with your details. All that is actually required to successfully =
claim this fund is for you to act as the benefactor of this fund.
If you are familiar with private banking affairs, those who patronize our =
services usually prefer anonymity, but also some levels of detachment from =
conventional processes. In his bio-data form, he listed no next of kin. In =
the field of private banking, opening an account with us means no one will =
know of its existence, accounts are rarely held under a name; depositors use =
numbers and codes to make the accounts anonymous. This bank also gives the =
choice to depositors of having their mail sent to them or held at the bank =
itself, ensuring that there are no traces of the account and as I said, =
rarely do they nominate next of kin. Private banking clients apart from not =
nominating next of kin also usually in most cases leave wills in our care, in =
this case; he died in testate. What I wish to relate to you will smack of =
unethical practice but I want you to understand something. It is only an =
outsider to the banking world who finds the internal politics of the banking =
world aberrational. The world of private banking especially is fraught with =
huge rewards for those who occupy certain offices and oversee certain =
portfolios. You should have begun by now to put together the general =
direction of what I propose. There is US$ 14,000,000.00 deposited, I alone =
have the deposit details and this will be release to no one unless I instruct =
them to do so. I alone know of the existence of this deposit for as far as =
the finance firm, the transaction with our deceased customer concluded when I =
sent the funds to the firm, all outstanding interactions in relation to the =
file are just customer services and due process. The finance firm has no =
single idea of what's the history or nature of the deposit. They are simply =
awaiting instructions to release the deposit to any party that comes forward. =
I am prepared to place you in a position to instruct the finance firm to =
release the deposit to you as the closest surviving relation. Upon receipt of =
the deposit, I am prepared to share the money with you in half and no more. =
That is, I will simply nominate you as the next of kin and have them release =
the deposit to you. We share the proceeds 50/50.
If you find yourself able to work with me, contact me through this email =
account cheninxuan@yahoo.com.hk
If you give me positive signals, I will initiate this process towards a =
conclusion. I await your quick response.
Chen Qingxuan